D. Healthcare Leading Up To and During Retirement

- Medical & Prescription
  - Medical Benefits Overview
  - Kaiser Permanente Plans
  - Regence Plans
  - EverMed
  - Sav-Rx Prescriptions
- Additional Coverage
  - Trust Dental Plans
  - Trust Vision Plan
  - Massage & Exercise Therapy Benefits
  - Total Wellness Fund
  - WINFertility Family Building Benefit
  - Basic Life and AD&D Plan
- Get Connected
  - Enrollment, Portal & Contacts
  - Glossary & Acronyms
  - Access the SIMON 365 Portal
- Mental Wellness Offerings
  - Counseling & Therapy
  - Peer Support Team
  - Enhanced Behavioral Health Benefit
  - Suicide Prevention Resources Toolkit
  - Youturn Health Video Gallery
- Can’t wait? Call Safe Call Now. (206) 459-3020
  
  Safe Call Now is a CONFIDENTIAL, comprehensive, 24-hour crisis referral service for all public safety employees, all emergency services personnel and their family members nationwide.
- Physical Wellness
  - Fitness & Nutrition
  - Cancer Prevention
  - Injury Prevention
  - Sleep Health
  - Cardiovascular Health
- Schedule an Injury Prevention Physical Therapy Screening at Station 2 Clinic.
  Call: (206) 971-1365
- Clinic
  - About Station 2 Clinic
  - AFFME
  - AFFME Incentive Program
  - Exam Services Included
  - Dr. Marcie Hamrick
  - Retiree Group Visits
- Station 2 Clinic Portal
- Financial Info
  - Retirement Benefits
  - Retirement Security Fund
  - Ameriflex HRA
  - Retirement Medical Calculator
- Your Journey Starts Here
  - Guide to Retirement
News & Podcast
Contact
Documents & Forms
About the Trust

Guide to Retirement

Plan now for Retirement

If you’re like most of us, you probably believe that retirement planning is something that you start thinking about when the end of your career is in sight. Nothing could be further from the truth. The secret to a successful retirement is getting started early: it’s never too early to start planning and saving for your retirement.

Get started by selecting a topic below

1. The Road to Service Retirement

It’s never too early to start planning for retirement.
2. Getting Ready to Retire

Decided to retire? These are your next steps.
3. At Retirement

Separating from the department and using your retirement benefits.
4. Injury, Illness, and Leave

Dealing with occupational and non-occupational injuries and illnesses.
5. Workers' Compensation

Your occupational injury-related benefits, returning to work, and your vocational benefits.
6. Long-Term Disability

Your Long-Term Disability benefits, making claims, and when to seek legal advice.

2. Getting Ready to Retire

Select an article below

Key Contacts

Find the people who can best help you in your journey.

View the Roster

Below is a simplified overview of the healthcare coverage journey most members follow during their time with the Seattle Fire Fighters HealthCare Trust (SFFHCT). The journey begins when you are an active member evaluating your retirement readiness and coverage during the “gap” years (typically ages 58 to 65) and ends when you enroll in Medicare and Medicare Supplemental/Advantage healthcare coverage programs.

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https://sffhealthcaretrust.org/guides/2-getting-ready-to-retire/d-healthcare-leading-up-to-and-during-retirement/
January 23, 2026 10:03 am